The author - Dr. Marijke Okyireh
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If you have ever scrolled through your phone and seen a job offer that looked almost too good to be true, you are not alone.

Every year, thousands of graduates in Ghana enter a job market that simply does not have enough space for all of them.

With around 100,000 students finishing tertiary education annually, the pressure to find work quickly is very real. That pressure, unfortunately, is something fraudsters know how to exploit.

As technology has grown, so have the tricks used by scammers. Some pose as recruiters and ask job seekers to pay money upfront, share OTP codes, or send short codes, all under the false promise of employment.

Young people, eager and sometimes desperate, often comply without stopping to ask questions. This article looks at why that happens and what can be done about it.

Not everyone falls for job scams for the same reason. Research points to four key psychological factors that make some people more likely to be deceived.

Anxiety and Emotional Instability

People who naturally worry a lot or feel emotionally unsettled, a trait psychologists call neuroticism, tend to make decisions from a place of fear rather than calm thinking.

When you are anxious about your future, you are more likely to grab at any opportunity without pausing to verify it. Self-doubt makes it even harder to trust your own instincts, and that is exactly the gap scammers walk through.

Judging by Looks Rather Than Logic

Sometimes people are persuaded not by what is being said, but by who is saying it. If a recruiter has an impressive name, a confident voice, or a polished appearance, some people are more inclined to trust them without looking deeper into the details.

This is what psychologists call taking the peripheral route to decision-making. Essentially, you are dazzled by the packaging and skip the part where you read the label carefully.

How You See Yourself Matters

Your self-image plays a bigger role in your decisions than you might think. People who feel confident and capable are more likely to slow down, read job postings carefully, and ask questions before committing.

On the other hand, if someone already feels inadequate or undeserving, they may rush into applications without doing proper checks, simply because they fear that hesitating might cost them the opportunity.

Feelings Over Facts

Some people naturally make decisions based on how something feels rather than what the facts say. This is not a flaw; it is simply a personality style.

However, when it comes to job hunting, letting emotions lead without applying some critical thinking can leave you open to manipulation.

Scammers are skilled at creating urgency and excitement, which are exactly the kinds of emotions that bypass careful reasoning.

What Can Be Done

Tackling this problem requires more than just telling people to “be careful.” It needs coordinated action from schools, communities, the media, and government.

Education

Universities should include job application literacy in their final year curricula. Students need practical knowledge about how to verify job postings and identify red flags before they leave school.

Beyond the classroom, awareness campaigns about anxiety, emotional decision-making, and self-perception can be run through radio, television, social media, and community outreach programs to reach people who are already out in the job market.

Persuasion and Behaviour Change

People respond powerfully to real stories. Campaigns that feature actual victims of job fraud, speaking honestly about what happened to them, can shift attitudes more effectively than statistics ever could.

Trusted voices like lecturers, career counsellors, and youth influencers should be part of these campaigns. Encouraging young people to see themselves as smart and cautious job seekers, rather than desperate applicants, can also change how they approach opportunities.

Simple messages like “Never pay for a job offer” posted consistently on social media can quietly build safer habits over time.

Clear Guidelines

Employment agencies and institutions should publish verified lists of legitimate job portals and recruiters. Step-by-step guides on how to check whether a company is registered, how to spot a suspicious email address, and what to do when something feels off should be widely available.

Crucially, these guides need to be written in both English and local languages and shared across different platforms so they actually reach the people who need them most. They also need to be updated regularly, because scam tactics evolve as technology does.

Stronger Regulation

Rules without enforcement mean very little. The Cyber Security Authority and other relevant bodies should actively monitor, report, and shut down fraudulent job schemes.

Recruitment agencies should be required to register formally and be held accountable for their practices. Reporting hotlines should be set up so that victims and witnesses can quickly flag suspicious activity. And for those found guilty of recruitment fraud, the penalties need to be serious enough to serve as a real deterrent.

Conclusion

The reason so many young Ghanaians fall for fake job offers is not simply carelessness. It is a combination of economic pressure and very human psychological tendencies, including anxiety, emotional thinking, low self-confidence, and a tendency to judge by appearances rather than evidence.

Solving this problem takes more than one approach. Education gives people the tools to recognize danger. Persuasion helps shift mindsets and behaviour. Guidelines offer clear, practical steps to follow.

And regulation ensures that those who prey on vulnerable job seekers face real consequences. Together, these efforts can build a generation of young people who are not just qualified for work, but confident and equipped enough to find it safely.

By Dr. Marijke A. A. Okyireh

 The author is a Lecturer- Department of Business Administration

Faculty of Management Studies

University of Professional Studies, Accra