Mobile Money (MoMo) transactions in Ghana reached a total value of GH¢447.4 billion in February 2026, indicating how digital payments has become dominant in Ghana’s financial ecosystem.
This was contained in the data summary of the Economic and Financial Data from the Bank of Ghana where the February figure showed a slight increase from GH¢446.2 billion recorded in January 2026, despite remaining below the GH¢518.4 billion peak registered in December 2025.
MoMo platforms processed 899 million transactions in February in terms of transaction volume, down from the 949 million in January and 982 million in December 2025.
According to the report, the number of registered mobile money accounts shot to 81.8 million in February, from the 81.2 million the previous month, reflecting continued expansion in digital financial access across the country.
Also, active mobile money accounts; defined as accounts that transacted at least once in the last 90 days, stood at 26.5 million, while the number of registered agents increased to 976,000, with 515,000 agents actively facilitating transactions nationwide.
Meanwhile, the balance on mobile money float accounts declined to GH¢33.9 billion in February, compared with GH¢35.6 billion in January.
Interoperability transactions, which enable transfers across different mobile money networks, recorded GH¢4.9 billion in value, with 27.2 million transactions processed during the month.
